Karlton is currently the Director of Program Development and Underwriting Director for Seaworthy Insurance Company. Seaworthy Insurance Company is a part of the Boat U.S. team.

Prior to working at Seaworthy Insurance Company, Karlton worked at MetLife Property and Casualty in their Marine Underwriting Department. It was during that tenure that he was elected the IAMI Board of Directors in Biloxi, Mississippi in 1996.

Karlton served as IAMI's President in 2004 and 2005; a historical milestone for the organization because he was the first private industry member to hold this office.

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